Approach
PRIMARY FINANCIAL ADVISOR
We seek to be your primary financial advisor, with your needs as our priority. Our financial advisors are experienced in a range of investment-related matters, including insurance, retirement, and estate planning, and can collaborate with your tax and legal advisors to further help you pursue your goals.
GOALS DETERMINE STRATEGY
Your financial objectives, financial means, and other personal matters should dictate the appropriate strategies and specific investments we recommend.
OBJECTIVE GUIDANCE
As primarily fee-based advisors, our compensation is based upon the value of your accounts and not upon the transactions or specific investments that we recommend.
Advisory Services
For more details, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website at www.stifel.com/disclosures/investment-advisory-services/program-disclosures, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available at www.stifel.com/CRS .
Non-Advisory Products (Brokerage Services)
For more details, including costs, please refer to Stifel’s Relationship Guide at www.stifel.com/relationshipguide and to Stifel’s Form CRS, available at www.stifel.com/CRS .
ASSET ALLOCATION IS PRIMARY
Our investment philosophy holds that asset allocation is one of the primary determinants of long-term investment performance. While asset allocation does not ensure a profit and may not protect against loss, it can play a key role in establishing a sound investment strategy and reducing risk.
DIFFERENT APPROACHES
We believe that different investment approaches can be used to pursue the same or similar goals and seek to fully explain the implications of any approach we propose.
ANNUAL REVIEWS
We look to an annual review with you as our primary opportunity to update your goals and to reassess strategies and specific investments.
COMMUNICATION AND ANSWERS
We are committed to being available to discuss market activity, general financial topics, and your account balances. Acting as a sounding board for you and your friends and family, we are available to answer any investment-related questions and concerns on a complimentary basis.